Life Assurance & Protection Advice
Underpinning any good financial plan should be a robust strategy designed to protect yourself and your loved ones against catastrophes that can seriously hinder you from achieving your goals. Catastrophes such as early death, suffering a critical illness, being unable to work due to illness or being made redundant can all be protected against and often at a surprisingly low cost.
At Ideal our protection advisers will be able to help you identify what catastrophes you are exposed to and guide you how to protect against them in a cost effective way.
Contact us today to discuss your protection needs with one of our advisers.

“Absolutely amazing service. So helpful and proactive. I can’t thank the team enough especially Brian and Stephanie. Thank you so much for making such a stressful time much easier to manage.”
“The service was efficient and professional. Would recommend to anyone. Thanks again.”
“It’s been a pleasure dealing with Liane, couldn’t have asked for more, will be recommending her to friends and family.”
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The State Pension Tax Merry-Go-Round: Giving With One Hand and Taking Back With the Other
Today’s earnings figures suggest that the new State Pension could increase from around £12,548 a year to approximately £13,037 next April - a rise of approximately 3.9% . That sounds like good news but it [...]
Your Pension May Soon Face Inheritance Tax — Don’t Make This Costly Gifting Mistake
Something changed last year. The government announced that from April 2027, most unspent pension funds will be brought into the value of your estate for Inheritance Tax purposes. For decades, the pension was the great [...]
The Death of the Final Salary Pension — And Why Retirement Has Never Been More Complicated
Your dad probably had one. Maybe your mum. Possibly your older colleagues who retired a decade ahead of you and seemed, in hindsight, remarkably relaxed about the whole thing. A final salary pension. A guaranteed [...]
Prophets, Profits, and the Crash That’s Always Coming
A client rang me recently. Invested his pension with me a couple of years ago. Good man, sensible man. He said, near enough word for word: "Brian, I want you to help me prepare for [...]



