DON'T PANIC

As Corporal Jones in Dad's Army used to scream "Don't Panic"

During turbulent times like these some investors run for the hills and try and find a safe haven for their investments. However we believe that this course of action is not necessarily the best. With this in mind we have given a short summary of our thoughts below.

"Sharp market declines are understandably unsettling for all investors and we want to assure you; as your advisors; we are monitoring the situation closely. 

 Stock markets go through periods of uncertainty and can tempt clients to amend their long term objectives usually crystallising a loss. Stock market volatility does tend to be short lived; therefore most experts agree that investors are better off remaining invested during these unnerving periods.

 Sharp market falls are more often than not followed by large gains and vice versa, so an investor who attempts to anticipate the troughs and peaks can be caught out. This can have a huge impact on long term returns.

Missing the best days in the market can dramatically affect your returns, one study has revealed that over the last 15 years, by missing the best 40 days you can impact your return negatively by in excess of 10%. Which when banks are offering next to nothing in interest is quite considerable.

 Our sentiment for now is to remain invested and should you have any questions please do not hesitate to contact us. We will be happy to review your current financial situation, your financial goals and assist with future strategies to achieve those goals."